EMERGENCY LOANS FOR FEDERAL AND POSTAL EMPLOYEES
Federal and postal employees who fall behind in their basic living needs (rent, utilities) are eligible for a NO INTEREST loan from the Federal Employees Education and Assistance fund (FEEA fund).
Assistance is generally available for the following types of hardships:
- Death in the employee's immediate family
- Loss of income
- LWOP due to severe illness or family-member illness. Employee must be back at work.
- Family breakup, separation, or divorce
- Critical illness in the employee's immediate family
- Major loss of property due to natural disaster such as: fire, flood, hurricane
- Government pay error in cases where the pay shortage was caused by governmental error (e.g., an administrative or disbursing mistake, computer problem, or check lost in the mail)
The loan limit is currently $1000 (as of 4/13) and is paid directly to the creditor. The loan is repaid by a payroll allotment in small increments over the course of a year.
Major medical emergencies are usually beyond FEEA's financial capacity; however, assistance may be given for necessities sometimes not included in health insurance, such as hearing aids or medical equipment needed to continue work. Medical emergency loans will be evaluated on a case-by-case basis.
FEEA does not provide loans to help pay off credit cards, school loans or similar personal debts.
Please note: applicant must have been employed with the federal government for one year or longer.
Natural Disaster Grant- In the case of a natural disaster, an employee may apply for a grant. Grant amounts vary. If a person is given grant, they may still be eligible for a loan, but possibly at a decreased limit. Call 1-800-323-4140 for a grant application.
For more information visit the FEEA Emergency Assistance web site at http://www.feea.org/index.php?option=com_content&task=view&id=18&Itemid=47.
Applications
Emergency Assistance Loan: https://feea.org/wp-content/uploads/2017/04/FEEA-EA-Loan-Guide.pdf
Disaster Assistance Grant: https://feea.org/wp-content/uploads/2016/11/Disaster-and-Emergency-Grants-Program.pdf
Revised 3/01, 4/13